Answer: AUTO

Auto typically refers to an automobile or a motor vehicle. It can also be short for "automobile" or "automatic." However, in the context of insurance, auto refers to automobile insurance, which is a type of insurance that provides financial protection against physical damage and bodily injury resulting from car accidents or other incidents involving vehicles.

Note: The provided meaning of the answer is for the latest New York Times crossword puzzle clue: Default camera mode. Explanations are generated by AI and may be inaccurate.